The most affordable health insurance companies with the best benefits.
(Ratings, satisfaction: 4.8)
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Find the best offer in Switzerland
Advice in English
Benefit from a discount of up to 90 % for children
Up to 30% discount on family policies
Up to 2.500 CHF per year SAVINGS
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Frequently Asked Questions
Which is the right franchise?
With the right franchise you can save the most money. There are 300,- / 500,- / 1000,- / 1500,- / 2000,- and 2500,- deductibles. The difference between the 300,- and 2500,- deductible is about 125,-, i.e. 1500,- per year. As we can see, if you do not spend at least 1800,- per year on doctors, medicines or check-ups, etc., the 300 excess is not worthwhile. Simply add up your health expenses for the last 3 years, check if you are healthy and then decide which deductible is right for you.
Which is the right KVG model?
Today, all insurers offer a basic insurance model. You can sign up for a family doctor, choose a group practice or the so-called telemedicine model. Again, depending on the model and the region, you can save about 60 euros per month compared to the free choice of doctor model.
General practitioner or group practitioner?
Today there are new and modern group practices almost everywhere. The advantage of a group practice is that there are different doctors working together in one place. So you don’t have to go from one place to another, but you can find the family doctor, the physiotherapist, the naturopath and the gynecologist in one place. There is also usually a pharmacy in the building. The disadvantage is that you are not always seen by the same doctor. So if you want a doctor you can trust, it is better to opt for the family doctor model.
Is free choice of physician worth it?
The most expensive basic insurance model is the free choice of doctor. For example, you can go directly to a specialist without having to see your primary care physician first. Today, however, most specialists do not accept patients directly. Most specialists only accept patients if they are referred by a primary care physician. So there is not much point in free choice of physician.
Suitable company according to region
Each canton has different regions with different prices. Premiums vary greatly from one canton to another and according to the area in the canton itself. For example, premiums in Basel Stadt and Geneva are twice as expensive as in Aargau. Within the regions, each health insurance has different premiums, some of them very different. It is therefore worthwhile to compare the different health insurance companies in your place of residence.
Satisfied customers are our goal
To offer our clients the best possible advice and exceed the highest expectations, we work as a team to ensure your satisfaction
Carlo
Zürich
I have always gone to the gym regularly and paid out of my own pocket. Now, thanks to your help, I receive 500 francs a year from my health insurance for gym membership.
Leonardo
Basel-Stadt
I am a contact lens wearer and until now I had paid all the costs myself. I was surprised by the team’s ability to adapt to my needs. Most of my expenses are now covered by my new health insurance. Thank you for the excellent service.
Valentina
Ticino
I have been using Versicherunginfo for more than a year and I must say that I have never had the opportunity to work with such a reliable team. They have been a great support in my first steps in Switzerland.
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